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CPM Visa® Credit Cards

Same cards as the big banks, with better interest and lower fees.

CPM credit cards have got it all. Instead of high interest rates, CPM offers a wide variety of benefits and impressive features including no annual fee, no-fee cash advances, easy online balance transfers, convenient and flexible payment options, and 24-hour online account access. Spend more on life and less on interest.

Find the right card for you that best fits your lifestyle.

visa green wave credit cardMyRate

Minimize your payment while maximizing your budget. Spend with confidence with our low fixed rate MyRate card.

Fixed Rate APR:  7.99% - 15.99% APR*
Low Introductory rate: 2.99% APR for 12 months*

 MyRate card offers:


visa green wave credit cardMyRewards

Earn more for the everyday things.  2X points on groceries and gas and 1X points on everything else. Reward yourself with gift cards, travel and even Pay at Purchase and Pay at Pump, allowing you to redeem your points at the time of purchase.

Fixed Rate APR:  14.25% - 17.99% APR*
50,000 point bonus if you spend $2,500.00 in the first 90 days*

MyRate card offers:

  • Competitive rate | Earn points for every dollar you spend | No annual fees
  • Redeem points for merchandise, gift cards, travel or statement credit | Pay at Pump and Pay at Purchase convenience
  • No cash advance fees | No balance transfer fees | Contactless payment options | Free customizable transaction alerts

APPLY TODAY                                      Terms and Conditions

Redeem Your Points

visa blue wave credit cardMySecured

Just starting out or trying to reestablish your credit? Our MySecured card puts you in charge of your financial future! MySecured Visa® allows you to be in control of credit limit and spending capability and can be used anywhere Visa® is accepted!

Fixed Rate APR:  16.00% APR**

Help build or rebuild credit | Complete control of your limit and spending capacity | No annual fee
No cash advance fees | No balance transfer fees | Contactless payment options | Free customizable transaction alerts

APPLY TODAY                                      Terms and Conditions

Not sure which one is right for you or have questions about our credit cards including lost or stolen? Call us toll-free: 800.255.1513.

Need to review your card activity or make a payment? Access using CPM Anytime Online Banking or by accessing It's quick and easy!
Not enrolled? Enroll here.

Fees associated with credit card accounts include:

  • Late Payment Fee - Up to $25.00
  • Returned Payment Fee - Up to $25.00
  • Statement Copy Fee - $2.00
  • Document Copy Fee - $2.00
  • Rush Fee - $35.50
  • Emergency Card Replacement Fee - $55.00
  • Card Replacement Fee - $5.00
  • Card Recovery Fee - $50.00
  • Share Secured early account closure (within one calendar year) - $25.00
  • Foreign Transaction Fee - 1.00% of each foreign currency transaction in U.S Dollars/1.00% of each U.S. Dollar transaction that occurs in a foreign country

Effective January 31, 2021, CPM will no longer offer the Auto Rental Collision and Extended Warranty benefit for our Visa products.

*APR – Annual Percentage Rate. Cards are subject to credit approval. CPM Federal Credit Union reserves the right to change any of the above credit card rates at any time.

**Visa Share secured loans must be secured by CPM subshare account. The required pledge amount will be $100.00 greater than the Visa limit requested. Minimum required Visa limit of $400.00.