Visa® Credit Cards
Choose the card that best fits your lifestyle! Our Visa® Credit Cards offer a wide variety of benefits and impressive features including no annual fee, easy online balance transfers, no-fee cash advances, convenient payment options, and 24-hour online account access.
Our Gold and Platinum cards have a generous Rewards program with easy online redemptions! Which card is right for you?
Questions about credit cards including lost or stolen?
Call toll-free: 800.255.1513
Fees associated with credit card accounts include:
- Late Payment Fee - Up to $25.00
- Returned Payment Fee - Up to $25.00
- Statement Copy Fee - $2.00
- Document Copy Fee - $2.00
- Rush Fee - $35.50
- Emergency Card Replacement Fee - $55.00
- Card Replacement Fee - $5.00
- Card Recovery Fee - $50.00
- Share Secured early account closure (within one calendar year) - $25.00
- Foreign Transaction Fee - 1.00% of each foreign currency transaction in U.S Dollars/1.00% of each U.S. Dollar transaction that occurs in a foreign country
Effective January 31, 2021, CPM will no longer offer the Auto Rental Collision and Extended Warranty benefit for our Visa products.
*APR - Annual Percentage Rate. Cards are subject to credit approval. CPM Federal Credit Union reserves the right to change any of the above credit card rates at any time. The APR will vary with the market based on the Prime Rate. Prime = WSJ rate currently 3.25%
**Visa Share secured loans must be secured by CPM subshare account. The required pledge amount will be $100.00 greater than the Visa limit requested. Minimum required Visa limit of $400.00.