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Visa® Credit Cards

Choose the card that best fits your lifestyle! Our Visa® Credit Cards offer a wide variety of benefits and impressive features including no annual fee, easy online balance transfers, no-fee cash advances, convenient payment options, and 24-hour online account access.

Our Gold and Platinum cards have a generous Rewards program with easy online redemptions! Which card is right for you?

visa credit cardVisa® Classic

This Classic Card is great for establishing credit with a low and competitive rate and credit lines starting at $500.00. You'll have the credit you need to get started on the right borrowing path!

Initial APR*:  16.00%

Featuring contactless payment options

Free customizable transaction alerts

APPLY TODAY

visa credit cardVisa® Gold

Looking to earn points for the items you purchase every day? Get paid to shop with our CPM Gold Card Credit Rewards program. Credit lines starting at $500.00. Reward yourself with travel or gift cards just by paying bills and making everyday purchases with this card.

Initial APR*:  12.50%

Featuring contactless payment options

Free customizable transaction alerts

APPLY TODAY

visa credit cardVisa® Platinum

Need a higher limit card? Our Platinum Card is our lowest rate credit card and offers credit limits starting at $500.00 and offers our rewards program and other great benefits like travel accident insurance and complimentary concierge service, all for just being a cardholder.

Initial APR*:  10.50%

Featuring contactless payment options

Free customizable transaction alerts

APPLY TODAY

visa credit cardVisa® Secured

Just starting out or trying to reestablish your credit? Our secured card puts you in charge! Our secured Visa® allows you to be in control of you financial future plus, no annual fee, a low rate and can be used anywhere Visa® is accepted!

Initial APR*:  16.00%

Featuring contactless payment options

Free customizable transaction alerts

APPLY TODAY

visa credit cardVisa® Firefighters

Spend and support! Developed and designed for those who support our local Firefighters community. A portion of all purchases are returned to the South Carolina Firefighters' Association.

Initial APR*:  12.50%

Featuring contactless payment options

Free customizable transaction alerts

APPLY TODAY

All CPM Visa Credit Card Terms and Conditions

Questions about credit cards including lost or stolen?
C
all toll-free: 800.255.1513

Prime rate = WSJ rate currently 5.50%

Do you have MyCardInfo?
Need to review your card activity or make a payment? Access using CPM Anytime Online Banking or by accessing MyCardInfo.com. It's quick and easy!
Not enrolled? Enroll here.

Fees associated with credit card accounts include:

  • Late Payment Fee - Up to $25.00
  • Returned Payment Fee - Up to $25.00
  • Statement Copy Fee - $2.00
  • Document Copy Fee - $2.00
  • Rush Fee - $35.50
  • Emergency Card Replacement Fee - $55.00
  • Card Replacement Fee - $5.00
  • Card Recovery Fee - $50.00
  • Share Secured early account closure (within one calendar year) - $25.00
  • Foreign Transaction Fee - 1.00% of each foreign currency transaction in U.S Dollars/1.00% of each U.S. Dollar transaction that occurs in a foreign country

Effective January 31, 2021, CPM will no longer offer the Auto Rental Collision and Extended Warranty benefit for our Visa products.

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*APR - Annual Percentage Rate. Cards are subject to credit approval. CPM Federal Credit Union reserves the right to change any of the above credit card rates at any time. The APR will vary with the market based on the Prime Rate. Prime = WSJ rate currently 5.50%
**Visa Share secured loans must be secured by CPM subshare account. The required pledge amount will be $100.00 greater than the Visa limit requested. Minimum required Visa limit of $400.00.