Visa® Credit Cards
Choose the card that best fits your lifestyle! Our Visa® Credit Cards offer a wide variety of benefits and impressive features including no annual fee, easy online balance transfers, no-fee cash advances, convenient payment options, and 24-hour online account access and contactless payment options.
Our Gold and Platinum cards have a generous Rewards program with easy online redemptions! Which card is right for you?
Visa® Classic
This Classic Card is great for establishing credit with a low and competitive rate and credit lines starting at $500.00. You'll have the credit you need to get started on the right borrowing path!
Featuring contactless payment options
Free customizable transaction alerts
Visa® Gold
Looking to earn points for the items you purchase every day? Get paid to shop with our CPM Gold Card Credit Rewards program. Credit lines starting at $500.00. Reward yourself with travel or gift cards just by paying bills and making everyday purchases with this card.
Featuring contactless payment options
Free customizable transaction alerts
Visa® Platinum
Need a higher limit card? Our Platinum Card is our lowest rate credit card and offers credit limits starting at $500.00 and offers our rewards program and other great benefits like travel accident insurance and complimentary concierge service, all for just being a cardholder.
Featuring contactless payment options
Free customizable transaction alerts
Visa® Secured
Just starting out or trying to reestablish your credit? Our secured card puts you in charge! Our secured Visa® allows you to be in control of you financial future plus, no annual fee, a low rate and can be used anywhere Visa® is accepted!
Featuring contactless payment options
Free customizable transaction alerts
Visa® Firefighters
Spend and support! Developed and designed for those who support our local Firefighters community. A portion of all purchases are returned to the South Carolina Firefighters' Association.
Featuring contactless payment options
Free customizable transaction alerts
All CPM Visa Credit Card Terms
Questions about credit cards including lost or stolen?
Call toll-free: 800.255.1513
Prime rate = WSJ rate currently 7.50%
Do you have MyCardInfo?
Need to review your card activity or make a payment? Access using CPM Anytime Online Banking or by accessing MyCardInfo.com. It's quick and easy!
Not enrolled? Enroll here.
Fees associated with credit card accounts include:
- Late Payment Fee - Up to $25.00
- Returned Payment Fee - Up to $25.00
- Statement Copy Fee - $2.00
- Document Copy Fee - $2.00
- Rush Fee - $35.50
- Emergency Card Replacement Fee - $55.00
- Card Replacement Fee - $5.00
- Card Recovery Fee - $50.00
- Share Secured early account closure (within one calendar year) - $25.00
- Foreign Transaction Fee - 1.00% of each foreign currency transaction in U.S Dollars/1.00% of each U.S. Dollar transaction that occurs in a foreign country
Effective January 31, 2021, CPM will no longer offer the Auto Rental Collision and Extended Warranty benefit for our Visa products.
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*APR - Annual Percentage Rate. Cards are subject to credit approval. CPM Federal Credit Union reserves the right to change any of the above credit card rates at any time. The APR will vary with the market based on the Prime Rate. Prime as of 12/20/2024 = WSJ rate is 7.50%
**Visa Share secured loans must be secured by CPM subshare account. The required pledge amount will be $100.00 greater than the Visa limit requested. Minimum required Visa limit of $400.00.