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Love that new car feeling............and rate!
Rates as low as 4.49% APR*

Auto Loans

CPM Federal Credit Union is committed to offering our members competitively priced auto loans to meet a variety of needs and budgets.
Our low rate and flexible term auto loans can put you in the driver's seat today!

New Auto

Looking to buy new?
Get the confidence to negotiate a great deal with a great rate.

  • Flexible terms up to 84 months 
  • Max loan to value 110% 
  • Current or previous year models with less than 18,000 miles  

Used Auto

New to you? We can finance or refinance that new-to-you with an affordable payment and term.

  • Flexible terms up to 84 months
  • Max loan to value 110%
  • Max age 3 years for extended terms

Refinance

Refinancing can be a great option for saving money, especially if interest rates were higher at the original time of purchase. Get started now to see how much we can save you.

  • Flexible terms up to 84 months
  • Max loan to value 110%
  • Max age 3 years for extended terms

Unsure or where to start? Find helpful tips and learn about financing options here. 

Loan Protection Products are available to you:

GAP (Guaranteed Asset Protection)

Be protected in case of an accident or theft with GAP Advantage. We also offer Auto Deductible Reimbursement which pays up to $500.00 when a claim is filed with your insurance company. Even better, it’s not just on the auto that has the GAP protection.

Debt Protection

Preserve the standard of living you worked so hard to achieve. With options including involuntary unemployment, let us make your payments!

MBP (Mechanical Breakdown Protection)

Expect the unexpected. You never know when your car is going to break down. CPM offers three levels of options! .

Membership rules and restrictions apply. *APR = Annual Percentage Rate. Actual rate, terms and conditions may vary and are subject to change and will be based on credit worthiness. New auto loan rates as low as 4.49% APR for 36 months. Used auto loan rates as low as 5.29% APR for 36 months. ²Interest begins accruing at disbursed date of loan. Not all borrowers will qualify for deferred payments. Must begin repayment of loan 90 days after loan effective date. For a $15,000 vehicle loan at 5.39% APR and a payment term of 60 months, your monthly payment will be $286.00. This amount does not include optional vehicle protection coverage. For a $30,000 vehicle loan at 6.49% APR and a payment term of 84 months, your monthly payment will be $446.00. This amount does not include optional vehicle protection coverage. Rates accurate as of 11/6/2024.

Federally Insured by NCUA.

Rates accurate as of November 6, 2024

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CPM ROUTING NUMBER: 253279536