CPM Visa® Credit Cards
CPM has credit cards for all types of borrowers. Choose the card that best fits your lifestyle! Our Visa® Credit Cards offer a wide variety of benefits and impressive features including no annual fee, easy online balance transfers, no-fee cash advances, convenient payment options, and 24-hour online account access and contactless payment options.
MyRate
Minimize your payment while maximizing your budget. Spend with confidence with our low fixed rate MyRate card.
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SAVE! With our fixed rate MyRate card
No annual or balance transfer fees*
Instant Issue Available
Tap to Pay
2.99% Intro APR† for 12 months
for purchases, and for any balance transfers.
After the intro APR offer ends,
a fixed APR that's currently
10.99% - 16.99%* will apply.
MyRewards
Earn more for the everyday things.
Get 2X points on groceries and gas and get 1X points on everything else. Reward yourself with gift cards, travel and even Pay at Purchase and Pay at Pump, allowing you to redeem your points at the time of purchase.
Be rewarded! With our MyRewards card.
50,000 bonus points when you spend
$2,500 or more within the first 90 days*
Fixed APR ranging from 14.25%-17.99%*
No annual or balance transfer fees*
Instant Issue Available
Tap to Pay
Rewards can be used to purchase gift cards, merchandise, travel, or - or to receive cash back in the form of statement credits.
MySecured
Just starting out or trying to reestablish your credit? Our MySecured card puts you in charge of your financial future! MySecured Visa® allows you to be in control of credit limit and spending capability and can be used anywhere Visa® is accepted!
Build or rebuild your credit with our MySecured card!
Eligible for automatic upgrade to our MyRewards card*
Limits as low as $400.00* with a Fixed rate of 16.00%.
No annual or balance transfer fees*
Tap to Pay
Not sure which one is right for you or have questions about our credit cards including lost or stolen? Call us toll-free: 800.255.1513.
Security and Features offered for all of our cards.
No annual OR Balance transfer fees
Enjoy no annual or balance transfer fees, allowing you to save on interest or pay down balances faster.
No penalty APR*
No penalty APR. Paying late won't automatically raise your interest rate (APR).
Learn more about credit and stay protected
Access to credit education on topics like using credit management, budgeting and more. Visit our Financial Education page.
Stay Protected
Manage your credit card with ease and peace of mind with our customizable card controls. Card controls allows you to receive real time alerts via your mobile device when specified activity occurs on your credit or debit card. This allows you to immediately identify unauthorized transactions and gives you the ability to temporarily turn your card off to avoid further unauthorized charges. You will also be able to set your alert preferences for how you want to be notified and view recent transactions. Enroll today
Contactless Chip Technology
Simply tap to pay where you see the Contactless Symbol. You can make purchases quickly, easily and securely at millions of locations.
Digital Wallet Technology
Discover more ways to pay by adding your CPM Visa Credit Card to your mobile device then shop in-store or in-app using Apple Pay®, Android Pay™ or Samsung Pay.
Online & Mobile Banking
Access to our highly rated Online and Mobile Banking. Bank anywhere, anytime quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.
Fees associated with credit card accounts include:
- Late Payment Fee - Up to $25.00
- Returned Payment Fee - Up to $25.00
- Statement Copy Fee - $2.00
- Document Copy Fee - $2.00
- Rush Fee - $35.50
- Emergency Card Replacement Fee - $55.00
- Card Replacement Fee - $5.00
- Card Recovery Fee - $50.00
- Share Secured early account closure (within one calendar year) - $25.00
- Foreign Transaction Fee - 1.00% of each foreign currency transaction in U.S Dollars/1.00% of each U.S. Dollar transaction that occurs in a foreign country
If you have a CPM Platinum, CPM Gold, CPM Firefighters, CPM Classic or a current CPM Secured Visa Credit Card, you can access card benefits and features here . Want to upgrade to our new fixed products? Apply Now.
Effective January 31, 2021, CPM will no longer offer the Auto Rental Collision and Extended Warranty benefit for our Visa products.
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*APR – Annual Percentage Rate. Cards are subject to credit approval. CPM Federal Credit Union reserves the right to change any of the above credit card rates at any time.
**Visa Share secured loans must be secured by CPM subshare account. The required pledge amount will be $100.00 greater than the Visa limit requested. Minimum required Visa limit of $400.00. To be considered for an automatic upgrade you must opt-in at the time of application and meet applicable conditions to include payment history and length of account.