Become a Member

A credit union offers a better way to bank; owned by you and working for you to give you control over your financial future. And because we’re a different kind of financial institution that’s owned by its members, we can offer a refreshing, better way to bank. How?

  • 5-Star Online Banking (4.9 Stars to be exact)
  • Lower loan rates
  • Higher savings rates
  • Lower or even no fees for many services
  • Friendly staff and personal service
  • More money and focus on the latest technology
  • Greater financial strength and more stars from independent rating agencies
  • And you get to vote to elect the Board of Directors

Simple, uncomplicated, better banking. How do you get started?

We have two options for you to start your journey to 5-Star banking. You can open your membership online or stop by one of our branches.

To open an account at one of our local branches, simply bring in a current government issued photo ID** and one other form of ID, make a $5 deposit into a regular Savings account, and complete our membership application. We operate 11 branches throughout the state of South Carolina and we are committed to serving the people who live and work in those communities. Your $5 establishes your relationship. That’s all there is to it!

Don’t have time to stop in? No worries! You can open your account online. It’s fast, easy and secure. You will need the following to complete your application:

  • Social Security Number*
  • Driver’s license or other state/government issued ID*
  • Current address*
  • Credit or debit card to fund your account

*You will need the same information for any joint owners you wish to add to your account. Please note, if your address on your drivers license is different than your current address, you will not be able to open an account online.