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Become a Member

A credit union offers a better way to bank; owned by you and working for you to give you control over your financial future. And because we’re a different kind of financial institution that’s owned by its members, we can offer a refreshing, better way to bank. How?

  • 5-Star Online Banking (4.9 Stars to be exact)
  • Lower loan rates
  • Higher savings rates
  • Lower or even no fees for many services
  • Friendly staff and personal service
  • More money and focus on the latest technology
  • Greater financial strength and more stars from independent rating agencies
  • And you get to vote to elect the Board of Directors

Simple, uncomplicated, better banking. How do you get started?

We have two options for you to start your journey to 5-Star banking. You can open your membership online or stop by one of our branches.

To open an account at one of our local branches, simply bring in a current government issued photo ID** and one other form of ID, make a $5 deposit into a regular Savings account, and complete our membership application. We operate 11 branches throughout the state of South Carolina and we are committed to serving the people who live and work in those communities. Your $5 establishes your relationship. That’s all there is to it!

Don’t have time to stop in? No worries! You can open your account online. It’s fast, easy and secure. You will need the following to complete your application:

  • Social Security Number*
  • Driver’s license or other state/government issued ID*
  • Current address*
  • Credit or debit card to fund your account

*You will need the same information for any joint owners you wish to add to your account. Please note, if your address on your drivers license is different than your current address, you will not be able to open an account online.

Once you join - direct deposit is easy! Find out how here.
Please note, your account will need to be funded with the minimum $5.00 into your savings account within 180 days from account opening. If the account is not funded, your account may be closed for inactivity.

What if you just want a loan? Even simpler! We make it easy to apply and get approved for your first loan all from the comfort of your home or you can come into one of our branches.

Find your nearest branch location or open your membership online and be something more than just a number!

Still have questions? It’s a big decision, we know! Stop by any of our branch locations or give us a call. We would be glad to answer all of your questions. Check out our Tips on Switching Financial Institutions.

NOTICE: The Patriot Act of 2001 obligates all persons seeking to open an account to fully comply with the identity verification requirements of the Bank Secrecy Act, as amended from time to time.
**If the address on your photo ID is out of date you will also need to bring in proof of your current address, such as a copy of a utility bill.