Message from CEO James Gergen CEO James Gergen

Did you know….
We make mortgage loans! Lots of them! For purchase and refinance transactions. For primary residences, second homes, and investment properties. For single family homes, condos, and townhouses. We offer a wide range of fixed rate loans and adjustable rate loans. We have special programs for first time homebuyers. You get great rates and great service, and you are helping your local community when you save locally and borrow locally! And if you ever need an accommodation on your mortgage, which lots of people did during the pandemic, you are dealing with local people you know and who know you!

We make lots of loans outside of South Carolina! Serving you does not stop at the State line, and that includes financing mortgages, car loans, boat loans, credit cards, and more. Seeking a second home in North Carolina? Financing your retirement dream home in Florida? Need a boat to complete the dream life at that Florida home? We can help!

Once a member always a member! It does not matter if you change employers or move. You are still a member. You can keep all your accounts.
You can continue to open additional accounts. You can continue to get new loans from us. Relationship and length of membership matter to us. You are
not simply a FICO score or a debt ratio. And to back up the value of long-term membership we just introduced a loyalty discount on our term consumer

Deposits at CPM are federally insured to $250,000! The rules and coverage for CPM accounts are the same as at federally insured banks, and
the insurance of your CPM accounts is backed by the full faith and credit of the US Treasury, just like at the banks.