Checking Essentials
Essentials Checking Requirements:
- CPM Federal Credit Union Membership
- $25 required to open
- No minimum balance
- No dividends paid
- Maintain minimum $5 in Main Savings Account
- Low monthly maintenance fee*
- Direct deposit or allotment of $300 or more
Benefits:
- Low monthly maintenance fee
- CPM Anytime Online and Mobile Banking** (Billpay and eDeposit not included)
- No minimum balance
- Visa® Debit CardNav Card Controls offering customizable transaction alerts
- Contactless payments such as Apple Pay®, Samsung Pay® and Google Pay®
- Access to our 24-hour Personal Account Line (PAL)
- Monthly eStatement - Avoid monthly statement fee by enrolling in eStatements
- More surcharge-free ATMs than Wells Fargo and Bank of America combined!
Upcoming Fee Changes:
Beginning July 5, 2023, the Essentials Checking account monthly maintenance fee will increase from $5.95 to $6.95.
*Monthly fee of $5.95.
**Mobile phone carrier fees may apply.
Annual Percentage Yields are accurate as of December 19, 2022 and subject to change.