Debit Card with Built-In Control & Convenient Spending
A safer, smarter way to pay - on your terms
Convenience in a tiny piece of plastic!
A CPM Federal Credit Union Visa® debit card uses money from a linked checking account for purchases. It’s a safe and convenient alternative to using cash or checks and it works for in-person and online purchases. You can use your card at ATMs, when you need to get cash, deposit checks, transfer between accounts or see deposit account balances. Accepted worldwide wherever the Visa® logo appears! It's truly a safer way to pay!
CPM is proud to offer our members customized card controls! Manage your CPM debit card activity with customized card control including location, spending limits and type of purchases. Complete control with the added benefit of real-time alerts right in the palm of your hand.
So why should you get a debit card?
- Use anywhere Visa is accepted worldwide.
- Access cash, deposits, transfers, and balances at ATMs
- Over 65,000 surcharge-free ATMs using the expansive CO-OP and AllPoint ATM networks.
- Contactless Payment options
- Overdraft Protections Options (ODP)
- No annual fee
- Instant Issue -walk out with your card the same day
- 24/7 access to your funds
Built-In Security & Fraud Protection
Worried about fraud? Don’t be! CPM is committed to providing you with the most advanced debit card protection available. All CPM Visa Debit cardholders, with a valid cell phone on file with us, will be enrolled in our real-time text* and email alerts giving you the ability to receive text notifications of suspected fraudulent transactions on your debit card. Simply respond YES to confirm or NO deny the transaction in question. If we don’t hear back from you, we will send you an email asking you to confirm the transaction(s) in question. We will block your existing card immediately or if you are unsure you can turn your debit card off using our card controls, giving you time to verify the activity.
Still unsure or have confirmed fraud? We're here to help! Stop by your local branch for a new debit card or give us a call at 800.255.1513.
Replacement fees may apply. Refer to our Fee Schedule.
Point of Sale (POS) transactions or debit card transactions may not exceed $3000.00 per day and are subject to available funds in your account including which may include any Overdraft Privilege availability. Some members may have higher POS transactions or debit card limits.
We’re committed to keeping your account safe by offering:
- Real-time text and email alerts for suspicious transactions
- Ability to confirm or deny activity instantly
- Option to block your card immediately if fraud is suspected
- Turn your card on or off anytime for added protection
Take Control with Card Controls
Our card controls widget allows you to receive real time alerts via your mobile device when specified activity occurs on your debit card. This allows you to immediately identify unauthorized transactions and gives you the ability to temporarily turn your card off to avoid further unauthorized charges. You will also be able to set your alert preferences for how you want to be notified and view recent transactions.
With Card Controls, you’re in control of how, when, and where your card is used.
Customize Your Card Settings:
- Turn your card on/off instantly
- Set spending limits per transaction
- Control where your card works (by location)
- Limit transaction types (in-store, online, ATM, etc.)
- Restrict merchant categories (gas, retail, restaurants, etc.)
- Add travel notices for uninterrupted use
Stay Informed in Real Time:
- Receive alerts when your card is used or when unusual activity occurs
- View recent transactions instantly
- Get notified of transactions outside your preferences
These tools help you prevent unauthorized transactions before they happen and give you complete visibility into your spending.
Why It Matters
Your debit card isn’t just a way to spend—it’s a way to stay in control. With built-in protections and customizable controls, you can manage your money confidently and securely, wherever life takes you.
Replacement fees may apply. Refer to our Fee Schedule. Point of Sale (POS) transactions or debit card transactions may not exceed $3000.00 per day and are subject to available funds in your account including which may include any Overdraft Privilege availability. Some members may have higher POS transactions or debit card limits.