Entrance porch decorated with antique bench, big flower pots with flowers. Russian Federation

Manufactured Homes

It’s not always easy to find financing for manufactured homes. That’s why CPM has designed a competitive loan program to help you get into the type of home you want with payments you can afford!

  • Competitive Fixed Rates for terms up to 30 Years
  • Available for Doublewide Mobile Homes and most Manufactured Homes
  • Loans on Primary and Secondary Homes with Retired Titles
  • Financing up to 95% Loan to Value
  • We primarily lend in SC, NC, and GA

To learn more about this program and if it’s right for you, call 877.906.7032 to speak to one of our mortgage specialists.

Purchasing a new home or refinancing for a better rate?

Our manufactured home product allows up to 95% loan to value for purchases and up to 30- year financing options. Refinancing an existing manufactored home loan for improvements or other purposes? Use the equity you’ve built! You can borrow up to 65% of the homes value for home improvements or debt consolidation.

Think home buying is a hassle?

Congratulations on your decision to buy a new home! We know this can be intimidating and stressful. There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Know how much home you qualify for before you start looking. Come to CPM Federal Credit Union to get pre-qualified, that way you will feel confident that you have been approved for your loan and know ahead of time what price range of homes to consider.

Whether you are purchasing or refinancing, we make it easy and our online application makes it even easier. We know you're busy. After you submit an application, you can check your loan status at your convenience.

Apply today or call to speak to one of our qualified mortgage specialist at 877.906.7032
Monday - Friday 8 am - 7 pm EST
We’re here to help… every step of the way.

Rates and terms vary depending upon loan to value ratio, credit, term, underwriting and property requirements, and may change without notice. Call for interest rates. Minimum loan amount of $50,000. Down payment of 5% or more required. Subject to credit approval. Some acreage or age limitations may apply. Loan origination fee is 1.00% ofthe loan amount. Other fees and closing costs apply. Flood and/or property hazard insurance may be required. Available for both purchase and refinance transactions. Singlewide mobile homes and investment properties are excluded from the program. Rates and terms are current as of December 4, 2017. *Titles to home are required to be detitled through State OMV and through local county assessor as a single tax property.