Welcome Home Heroes

Making our First Responders dreams a reality!

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15/1 ARM

Rates as low as
7.250% (7.318% APR*)

No Origination Fee**

Up to 95% Loan to Value

clark adkins is our mortgage specialist

Have questions or ready to apply?  Contact Clark Adkins at 864.879.1599 or email at cadkins@cpmfed.com and get started on the path to home ownership.

Clark Adkins,
Mortgage Loan Originator, NMLS #1592151

*APR=Annual Percentage Rate. Membership rules and restrictions apply. Loan amount may not exceed 95% loan to value. Loans are not subject to private mortgage insurance. Lock period without a fee is limited to 60 days. Payments are estimates and include only principal and interest for loan amount of $150,000 for 30 year terms. Taxes and insurance are not included. Flood and/or property hazard insurance may be required. **No origination fee however other fees and closing costs may apply. Loan amounts over $800,000 may be subject to additional underwriting requirements. Rates and terms very depending upon loan to value ratio, credit, and underwriting requirements, and may change without notice. Available for both purchase and refinance transactions. The initial monthly payment of principal and interest would be $1,023.26. Beginning in year 16 the rate and payment adjust every year. The rate will change based on adding the then current index value and the loan margin, rounded up or down to the nearest 1/8%, but may not change more than 2% in any one change. The rate may not change more than 5% over the life of the loan. The monthly payment in year 16 would be $1,153.68 if all prior payments were made as scheduled and the rate went up the maximum amount allowed of 2%. Uses 1-Year Treasure Constant Maturity Index. Rates accurate as of 11/09/2022.

Federally insured by NCUA.
CPM NMLS # 509298