*Membership rules and restrictions apply. APR=Annual Percentage Rate. Taxes and insurance are not included. Flood and/or property hazard insurance may be required. Other fees and closing costs may apply. Maximum loan amount up to $350,000.00. Down payment of 3% required. Private mortgage insurance is required for amounts financed over 80% LTV. Gifted funds are allowed. Rates and terms vary depending upon credit, and underwriting requirements, and may change without notice. Available for purchase transactions only. Payments are estimates and include only principal and interest for loan amounts of $150,000.00 for 30-year terms. The initial monthly payment of principal and interest would be $996.95. Beginning in year 16 the rate and payment adjusts every year thereafter. The rate will change based on adding the then current index value and the loan margin, rounded up or down to the nearest 1/8%, but may not change more than 2% in any one change. The rate may not change more than 5% over the life of the loan. The monthly payment in year 16 is estimated at $1,125.02 if all prior payments were made a scheduled and the rate went up the maximum amount allowed of 2%. Uses 1-Year Treasury Constant maturity Index. Restrictions and qualification requirements may apply. See mortgage representative for details. Homebuyer course is required and cost is the responsibility of the borrower. Federally insured by NCUA. Institution's NMLS Identifier Number: #509298

Rates are accurate as of 04/10/2024 and subject to change without notice.