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Home is a special place. It’s where we gather. Make memories. Relax. It can also be your largest financial transaction to date, so it's important to make the right decisions and educate yourself on the details. CPM Federal Credit Union can help with just that! With our assistance, along with your Real Estate Agent, it should be a smooth, pleasant and ultimately rewarding experience.

Fixed Rate Mortgages

With a fixed rate option, your payment and rate stay the same for the life of the loan. Makes maintaining a budget that much easier.

10 year

• Rates as low as 2.290% (2.514% APR)
• Payments as low as $1,400 on a $150,000 mortgage
• No origination fee (other origination charges apply)
• 90 Day Free Lock

15 year

• Rates as low as 2.490% (2.644% APR)
• Payments as low as $999 on a $150,000 mortgage
No origination fee (other origination charges apply)
• 90 Day Free Lock

20 year

• Rates as low as 2.890% (3.010% APR)
Payments as low as $824 on a $150,000 mortgage
• No origination fee (other origination charges apply) 
90 Day Free Lock

30 year

• 30 year competitive Fixed Rate
• No origination fee (other origination charges apply)
Loans to $510,400

Still have questions? Call us at 864.879.1599 or 877.906.7032 or click here.

ARMs - Adjustable Rate Mortgages

An Adjustable Rate Mortgage or ARM is a variable rate loan that have an interest rate that may change periodically depending on changes in a corresponding financial index that's associated with the loan. It’s possible your payment could increase or decrease over the life of the loan.

ARMs are often confusing, and borrowers may shy away from them. Truth is depending on your goals; it could be the perfect product. We can help answer that for you!

15/1 ARM

• Rates as low as 2.990% (3.115% APR)
• Payments as low as $632 on a $150,000 mortgage
• Payment and rate fixed for the first 15 years
• 90 Day Free Lock

10/1 ARM

• Rates as low as 2.890% (3.015% APR)
Payments as low as $624 on a $150,000 mortgage
Payment and rate fixed for the first 10 years
90 Day Free Lock

7/1 ARM

• Rates as low as 2.375% (2.496% APR)
Payments as low as $583 on a $150,000 mortgage
Payment and rate fixed for the first 7 years
90 Day Free Lock

5/5 ARM

• Rates as low as 2.375% (2.496% APR)
Payments as low as $583 on a $150,000 mortgage
Payment and rate fixed for the first 5 years
90 Day Free Lock

clock with limited time offer in text across the front5/1 ARM
New Product


• Rates as low as 1.990% (2.108% APR)

• Payments as low as $554 on a $150,000 mortgage
• 90 Day Free Lock

Still have questions? Call us at 864.879.1599 or 877.906.7032 or click here.

We also offer Home Equity Lines of Credit, loans for Manufactured Homes and Government backed loans

Manufactured Homes

• Fixed rate terms up to 30 years
Financing up to 95% Loan to Value available
Primary and Secondary Homes
• Learn More here

FHA, VA, USDA Mortgages

• Call 877.906.7032 for more information or click here to apply

Home Equity Line of Credit (HELOC)

• Fixed and Variable rate options available
• Variable rate HELOC offers a variable rate tied to the prime rate
Click here to learn more

Rates accurate as of September 18, 2020.