Open an Account
Better Banking Starts Here
A credit union is a different kind of financial institution — owned by you, working for you. That means more control over your financial future and a refreshing way to bank with people who know your name, not just your account number.
So what makes CPM different?
Why members choose CPM
- 5-Star Online Banking (4.9 Stars to be exact)
- Lower loan rates that keep more money in your pocket
- Higher savings rates
- Lower -or no - fees for many services
- Friendly staff and personal service you can count on
- Smart, modern technology that makes banking easier
- Strong financial performance recognized by independent rating agencies
- A voice in your credit union - our members vote to elect our Board of Directors
Simple, Strong, Member-focused. That's us.
How to Get Started
You have two easy ways to begin your journey to 5-Star banking:
1) Open in a Branch
Stop by any CPM branch with:
- A current government-issued photo ID**
- One additional form of ID
- $5 to open your Regular Savings account
- A completed membership application
That $5 establishes your membership relationship — and you’re in.
You can book an appointment online ahead of time and we’ll be ready for you. We have 11 branches across South Carolina, proudly serving the communities where our members live and work. Ready to book? <insert appointment link>
2) Open Online
Short on time? No problem. Opening online is fast, easy, and secure.
You’ll need:
- Social Security Number*
- Driver’s license or other government-issued ID*
- Current address*
- Credit or debit card to fund your account or bank account information
* You’ll need the same information for any joint owner(s) you’d like to add.
Please note: If your current address is different from the address on your ID, you may need to open in a branch so we can verify your information.
Once you join - direct deposit is easy! Find out how here. Check out our Tips on Switching Financial Institutions.
Reminder: Your membership must be funded with the minimum $5 savings deposit within 180 days of opening. If an account is not funded, it may be closed for inactivity.
Want a loan first? Even simpler!You can apply for your first loan online from the comfort of home, through CPM Anytime Online/Mobile Banking, or by visiting a branch. We’ll help you find the right option and make the process smooth from start to finish
We're Here to Help. Still have questions? We know choosing a financial partner is a big deal. Stop by any of our branch locations or give us a call. We would be glad to answer all of your questions.
Find your nearest branch location or open online today - and be something more than just a number!
NOTICE: The Patriot Act of 2001 obligates all persons seeking to open an account to fully comply with the identity verification requirements of the Bank Secrecy Act, as amended from time to time.
**If the address on your photo ID is out of date you will also need to bring in proof of your current address, such as a copy of a utility bill.