Auto Refinance
Low rates. Big savings.
Rates as low as 4.19% APR1
Flexible terms up to 84 months • Up to 90 days no payment2
Calculate your potential auto refinance savings!
Use this auto refinance calculator to compare your current loan to a CPM auto loan!
Calculator is for illustrative only purposes. Actual rate and terms may differ based on credit and other factors.
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1Existing CPM Federal Credit Union auto loans are not eligible. Proof of current rate may be required to receive promotion. Applicable rate cannot be below CPM Federal Credit Union’s floor rate of 4.99%.
2*APR = Annual Percentage Rate. Actual rate, terms and conditions may vary and are subject to change and will be based on credit worthiness. New auto loan rates as low as 4.19% APR for 36 months. Used auto loan rates as low as 4.99% APR for 36 months. **Interest begins accruing at disbursed date of loan. Not all borrowers will qualify for deferred payments. Must begin repayment of loan 90 days after loan effective date. For a $15,000 vehicle loan at 5.19% APR and a payment term of 60 months, your monthly payment will be $285.00. This amount does not include optional vehicle protection coverage. For a $30,000 vehicle loan at 6.29% APR and a payment term of 84 months, your monthly payment will be $443.00. This amount does not include optional vehicle protection coverage. Rates accurate as of 11/20/2025.Federally Insured by NCUA.