1st Time Homebuyer Program
Open the Door to Home Ownership
Buying your first home is a big deal—and we’re here to make it feel exciting, not intimidating. Our First-Time Homebuyer Mortgage Program was built specifically for buyers who are ready to stop renting and start building something of their own.
No confusing fees. No unnecessary extras. Just a smart, affordable way to get the keys.
A First-Time Home Loan that Gives You More
More benefits. Fewer barriers. Built for first-time buyers.
Whether you’re buying solo, with a partner, or planning your next chapter, this program is made for buyers who want flexibility and affordability—especially in those crucial first years of homeownership.
We are here for you every step of the way. Call us today at 864.879.1599 and let’s get started!
*Membership rules and restrictions apply. Flood and/or property hazard insurance may be required. Other fees and closing costs may apply. Maximum loan amount up to $450,000.00. Down payment of 3% required. Gifted funds are allowed. Rates and terms vary depending upon credit, and underwriting requirements, and may change without notice. Available for purchase transactions only. Beginning in year 6 the rate and payment adjust every year thereafter. The rate will change based on adding the then current index value and the loan margin, rounded up or down to the nearest 1/8%, but may not change more than 2% in any one change. The rate may not change more than 5% over the life of the loan. The maximum increase allowed is 2%. Uses 1-Year Treasury Constant maturity Index. Restrictions and qualification requirements may apply.
See mortgage representative for details. Federally insured by NCUA. Institution's NMLS Identifier Number: #509298