*APR = Annual Percentage Rate. Actual rate, terms and conditions may vary and are subject to change and will be based on credit worthiness. New auto loan rates as low as 4.39% APR for 36 months. Used auto loan rates as low as 5.19% APR for 36 months. Interest begins accruing at disbursed date of loan. Not all borrowers will qualify for deferred payments. Must begin repayment of loan 90 days after loan effective date. For a $15,000 vehicle loan at 5.14% APR and a payment term of 60 months, your monthly payment will be $285.00. This amount does not include optional vehicle protection coverage. For a $30,000 vehicle loan at 6.24% APR and a payment term of 84 months, your monthly payment will be $442.00. This amount does not include optional vehicle protection coverage. Rates based on credit approval, collateral and loan to value. Minimum allowable auto rate will be 4.24%. Rates accurate as of 3/26/2025. Applies to new and used auto purchases or external refinances. Loan must be new money and cannot be currently financed with CPM. Special can be combined with any applicable member loyalty discounts and discount is only valid on submitted and approved loan applications during promotional period of October 23rd and 24th, 2025.

**APY= Annual Percentage Yield. Membership rules and restrictions apply. Annual Percentage Yield 4.67% APY for 7 months and based on the daily balance maintained. Dividend rate of 4.59% and is subject to change without notice. At maturity the rate will be updated to the then current stated rate. Minimum deposit of $1,500.00. $1,500.00 must be new money and cannot currently be on deposit with CPM. Certificate of Deposit must be opened on October 23rd or 24th to receive special offer. Rate will not be honored after October 24th. Rates accurate as of 10/23/2025. Federally insured by NCUA