Membership rules and restrictions apply. Subject to credit approval. APR - Annual Percentage Rate. Rates based on credit approval. Terms and conditions subject to change without notice. Offer expires December 31, 2023. As Low As rates listed are our best rates based on approved credit; actual rate offered may be higher depending upon applicant's credit rating and other underwriting factors. All advertised rates are subject to change without notice. For a $5,000 personal loan at 11.19% APR and a payment term of 36 months, your monthly payment will be $165.00 per month.