Membership rules and restrictions apply. Subject to credit approval. APR* - Annual Percentage Rate. Rates based on credit approval. Terms and conditions subject to change without notice. . As Low As rates listed are our best rates based on approved credit; actual rate offered may be higher depending upon applicant's credit rating and other underwriting factors. All advertised rates are subject to change without notice. For a $5,000 personal loan at 12.49% APR* and a payment term of 36 months, your monthly payment will be $168.00 per month. Cannot be combined with any other offers. Loan must be approved and disbursed during the promotional period November 1-December 31 Offer expires December 31, 2024.