Certificate Specials That Build Your Tomorrow

Whether you're planning for a big purchase or just want to grow your nest egg, our certificates offer a safe, reliable path forward.

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A Limited-Time Offer That’s Heating Things Up

Make your money work harder this season with our limited-time Certificate Specials. Whether you’re looking for a shorter-term boost or a longer-term option, we’ve got you covered with two great ways to grow your savings.

9-Month Certificate – 4.65% APY*

  • $2,000 minimum balance required

  • $2,000 in new money required

Perfect if you want to see quick growth with a short-term commitment.

16-Month Certificate – 4.50% APY*

  • $3,000 minimum balance required

  • $3,000 in new money required

An excellent choice for steady savings and a higher return over a slightly longer term.

*APY = Annual Percentage Yield. The 9-month certificate earns an APY of 4.65% with a dividend rate of 4.57%, effective as of the offer date of 9/3/2025. The 16-month certificate earns an APY of 4.50% with a dividend rate of 4.36%, effective as of 9/3/2025. Rates are subject to change without notice. Minimum deposit of $2,000.00 is required for 9-month certificate/$3,000 for 16-month certificate; maximum deposit of $250,000.00 applies. For existing CPM share certificate holders, a minimum of $2,000.00 for 9-month/$3,000 for 16-month in new money is required to open this certificate. IRA certificate options are available. Dividends are calculated using the average daily balance method and are credited quarterly. Early withdrawal penalties may apply. Fees may reduce earnings on the account. Certificates will automatically renew at maturity for the same term at the then-current rate. A 10-calendar-day grace period applies after maturity. Certificates opened through CPM’s online application may not be used as collateral for a loan and may not be closed or withdrawn, with or without penalty, within the first 90 days of opening. This promotional offer may be modified or withdrawn at any time without notice. Federally insured by the NCUA.