Minor Accounts

Building Bright Financial Futures

Big dreams start small — and so does smart saving. Start early. Save often. Grow confident. One penny at a time.

CPM’s minor accounts are designed just for kids and teens, giving them a safe, simple place to save — and a real-world way to learn how money works. Whether they’re saving birthday cash, paychecks from a first job, or money for a big goal, these accounts help build habits that last a lifetime.

Why a Minor Account at CPM?

Because lessons about money don’t have to be boring — and they shouldn’t wait until adulthood.

With a CPM minor account, your child gets:

  • A savings account built for their age and stage
  • Healthy money habits like setting goals and watching savings grow
  • A trusted place to learn, ask questions, and build confidence
  • The support of a parent or guardian every step of the way

Maxx Money Club Account

Maxx Money is perfect for younger savers who are just getting started. It’s simple, encouraging, and built to help kids feel excited about saving — even if it’s a little at a time.

Great for:

  • first savings account
  • birthday/holiday money
  • learning the basics of saving and goals

What kids learn:

  • how to save regularly
  • how to set goals
  • how to feel proud watching their balance grow
Learn More About Maxx Money Savings

NexGen Savings and Checking

For Teens 14-17 Years Old

NexGen is designed for teens who are growing into independence. It gives them a stronger foundation for financial responsibility — and helps prepare them for the real world ahead.

Great for:

  • teens saving for cars, college, or big goals
  • students with part-time jobs
  • learning how to manage money with more independence

What teens build:

  • stronger saving discipline
  • real confidence with money
  • smart habits before adulthood
Learn More About NexGen

Ready to get them started?

Opening a minor account is easy, and we’ll walk you through it.

Bring:

  • Parent/guardian ID
  • Minor’s Social Security Number
  • A little starter deposit (any amount helps them begin!)

Open a Maxx Money or NexGen account and help your child build a brighter financial fut