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Auto Loans

CPM Federal Credit Union is committed to offering our members competitively priced auto loans to meet a variety of needs and budgets. Our low rate and flexible term auto loans can put you in the driver's seat today!

Loan Protection Products are available to you:

GAP (Guaranteed Asset Protection)

Be protected in case of an accident or theft with GAP Advantage. Offer We also Auto Deductible Reimbursement which pays up to $500.00 when a claim is filed with your insurance company. Even better, it’s not just on the auto that has the GAP protection.

MBP (Mechanical Breakdown Protection)

Expect the unexpected. You never know when your car is going to break down. CPM offers three levels of options! .

Debt Protection

Preserve the standard of living you worked so hard to achieve. With options including involuntary unemployment, let us make your payments!

Rates as low as 4.09% APR*
Flexible terms up to 84 months • Up to 90 days no payment

*APR- Annual percentage rate. Membership rules and restrictions apply. Actual rate, terms and conditions may vary and are subject to change and will be based on credit worthiness. New auto loan rates as low as 4.09% APR for 36 months. New auto loan rates as low as 4.69% APR for 36 months. Interest begins accruing at disbursed date of loan. Not all borrowers will qualify for deferred payments. Must begin repayment of loan 90 days after loan effective date. For a $15,000 vehicle loan at 6.19% APR and a payment term of 60 months, your monthly payment will be $292.00. This amount does not include optional vehicle protection coverage. For a $30,000 vehicle loan at 7.99% APR and a payment term of 84 months, your monthly payment will be $468.00. This amount does not include optional vehicle protection coverage.

Rates accurate as of January 18, 2023.

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CPM ROUTING NUMBER: 253279536