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Auto rate weighing
you down?

We’ll beat your rate or give you $25*.

Rates as low as 1.49% APR1
Flexible terms up to 84 months • Up to 90 days no payment2

Calculate your potential auto refinance savings!

Use this auto refinance calculator to compare your current loan to a CPM auto loan!

Current Auto Loan Info
CPM Refinance Loan Info
  Current Loan New Loan Difference
Monthly Payment
Months Remaining
Interest Remaining

Months Remaining and Interest Remaining were calculated from your current loan's balance, payment, and rate.

Calculator is for illustrative only purposes. Actual rate and terms may differ based on credit and other factors.

*Limited time only. Receive $25.00 CPM gift card if CPM is not able to beat your existing auto loan rate. Proof of existing rate may be required to received gift card. Existing CPM Federal Credit Union vehicle loans are not eligible for offer. All gift card recipients are responsible for all applicable taxes or related expenses. 1APR = Annual Percentage Rate.  Membership rules and restriction apply. Actual rate, terms and conditions may vary and are subject to change and will be based on credit worthiness. New auto rates as low as 1.49% APR for 36 months. Used auto loan rates as low as 1.74% APR for 36 months. Floor rate of 1.24% APR and no rate shall be granted below our stated floor. 2Interest begins accruing at disbursed date of loan. Not all borrowers will qualify for deferred payments. Must begin repayment of loan 90 days after loan effective date. For a $15,000 vehicle loan at 3.89% APR and a payment term of 60 months, your monthly payment will be $275.50. This amount does not include optional vehicle protection coverage. For a $30,000 vehicle loan at 5.29% APR and a payment term of 84 months, your monthly payment will be $428.12. This amount does not include optional vehicle protection coverage. Offer expires October 31, 2021.

1Existing CPM Federal Credit Union auto loans are not eligible. Proof of current rate may be required to receive promotion. Applicable rate cannot be below CPM Federal Credit Union’s floor rate of 1.24%.

2Annual Percentage Rate (APR) is based on an evaluation of applicant's credit. Your APR may differ based on your collateral, mileage, loan-to-value (LTV), and other factors. Payments for $25,000 loan at 1.49% APR for 36 months are approximately $711 per month. Rates are subject to change without notice. Financing is available up to 100% of Retail Value on new and used vehicles. Vehicle value based on MSRP for new vehicles and NADA retail values for used vehicles. If you are unsure about how to obtain the value please contact us. Auto loans with terms of 61+ months require a minimum amount of $18,000.00 financed. Auto loans with terms 73 + months require a minimum of $25,000.00 financed. All loans are subject to approval. All rates listed above are fixed.

3Important note about this calculator: The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed including actual rate or terms you may qualify for.