Visa® Credit Cards young man and woman shopping with credit card

Choose the card that best fits your lifestyle! Our Visa® Credit Cards offer a wide variety of benefits and impressive features including no annual fee, easy online balance transfers, convenient cash advances, easy payment options, and 24-hour online account access.

Our Gold and Platinum cards have a fantastic rewards program with easy online, free redemptions!

Which one is right for you?

Credit Card Options:

Visa® Classic

This Classic Card is great for establishing credit with a low and competitive rate and credit lines starting as low as $1,000.

You'll have the credit you need to get started on the right borrowing path!

Free customizable transaction alerts

Initial APR*:  16.00%
Terms and Conditions

  Apply Now  
Visa® Gold

Looking to earn points for the items you purchase every day? Get paid to shop with out CPM Gold Card Credit Rewards program.

Credit lines begin at $3,000 which means you have a little more to buy the bigger things.

Free customizable transaction alerts

Initial APR*: 
11.00%

Terms and Conditions
Apply Now
Visa® Platinum

Need a higher limit card? Our Platinum Card is our lowest rate credit card and offers credit lines starting at $5,000 and offers our rewards program and other great benefits like travel accident insurance and complimentary concierge service, all for just being a cardholder.

Free customizable transaction alerts

Initial APR*: 9.00%
Terms and Conditions
Apply Now
Visa® Secured

Just starting out or trying to reestablish your credit? Our secured card puts you in charge!

Our secured Visa® allows you to be in control of you financial future plus, no annual fee, a low rate and can be used anywhere Visa® is accepted!

Free customizable transaction alerts

Initial APR*: 16.00%
Terms and Conditions
Apply Now

Visa® Firefighters Gold

Spend and support! Developed and designed for those who support our local Firefighters community. A portion of all purchases are returned to the South Carolina Firefighters' Association.

Free customizable transaction alerts

Initial APR*: 11.00%
Terms and Conditions
Apply Now

 


Questions about our card options? 

Call toll-free: 800.255.1513

Need to review your card activity or make a payment?

It's quick, easy, and free at gotomycard.com

 
» To sign up or log in to view your credit card statement online, click HERE.

» If you have lost or forgotten your password on gotomycard, call 800.442.4757.

» For the Home Banking Services Agreement, click HERE.

 

New Account Credit Card Agreement

*APR - Annual Percentage Rate. Cards are subject to credit approval. CPM Federal Credit Union reserves the right to change any of the above credit card rates at any time. The APR will vary with the market based on the Prime Rate.
** Prime = WSJ rate currently 4.00%

Fees associated with credit card accounts include:
Foreign Transaction Fee - 1% of each transaction in U.S. dollars
Late Payment Fee - Up to $25.00
Returned Payment Fee - Up to $25.00
Statement Copy Fee - $2.00
Document Copy Fee - $2.00
Rush Fee - $35.50
Emergency Card Replacement Fee - $55.00
Card Replacement Fee - $5.00
Card Recovery Fee - $50.00

 

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*Credit Card Points Promotion -
New Gold and Platinum Cardholders - Membership rules and restrictions may apply. Rates, terms and conditions determined by an evaluation of credit history and underwriting factors and are subject to change. CPM Platinum and Gold credit cards earn 1 points for every $1 of net purchases made. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, and ATM transactions fees.
Current Gold and Platinum Cardholders - CPM Platinum and Gold credit cards earn 1 points for every $1 of net purchases made. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, and ATM transactions fees.