A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and educate yourself on the details. CPM can help with just that! With our assistance, along with your Real Estate Agent, it should be a smooth, pleasant and ultimately rewarding experience. Make the dream of home ownership a reality with our Mortgage Special rates and programs.

♦  Primary and Secondary Homes
♦  We primarily lend in South Carolina, North Carolina, and Georgia

15 year Fixed Rate Mortgage More Info

APR=Annual Percentage Rate. Payments are estimates and include only principal and interest for loan amount of $150,000 for 15-year term. Taxes and insurance are not included. Flood and/or property hazard insurance may be required. No loan origination fee. Other fees and closing costs apply. Loan amounts up to $800,000. Down payment of 5% or more required. Rates and terms vary depending upon loan to value ratio, credit, and underwriting requirements, and may change without notice. Available for both purchase and refinance transactions. Rates and terms are current as of March 20, 2017.

Example 15-year: $150,000.00 fixed rate mortgage for a term of 180 months with a 3.383% APR; monthly principal and interest payment will be $1,054.00.

 

  • Rates as low as 3.250% (3.383% APR)
  • Payments as low as $1,054 on a $150,000 mortgage
     


10 year Fixed Rate Mortgage More Info

APR=Annual Percentage Rate. Payments are estimates and include only principal and interest for loan amount of $150,000 for 10-year term. Taxes and insurance are not included. Flood and/or property hazard insurance may be required. No loan origination fee. Other fees and closing costs apply. Loan amounts up to $800,000. Down payment of 5% or more required. Rates and terms vary depending upon loan to value ratio, credit, and underwriting requirements, and may change without notice. Available for both purchase and refinance transactions. Rates and terms are current as of March 20, 2017.

Example 10-year: $150,000.00 fixed rate mortgage for a term of 120 months with a 3.127% APR; monthly principal and interest payment will be $1,457.08.

  • Rates as low as 3.125% (3.127% APR)
  • Payments as low as $1,457 on a $150,000 mortgage
     

Purchasing a new home?
Congratulations on you decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.

Refinancing a mortgage loan?
Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check your loan status at your convenience.

Think home buying is a hassle?
Know how much home you qualify for before you start looking. Come to CPM Federal Credit Union to get pre-qualified, that way you will feel confident that you have been approved for your loan and know ahead of time what price range of homes to consider.