Equifax Breach

We understand your concern regarding the Equifax breach. This has affected almost half of all Americans, and like other lenders we report to the major credit bureaus, including Equifax.


We recommend you take 4 steps to protect your information.

Check
You can go to Equifax.com to learn more about the breach and to check to see if your personal information may have been breached.

Monitor
If Equifax says you may have been affected, while at the Equifax site you can sign up for their Trusted ID Premier service for one year of monitoring service at no charge. It also will give you access to your current credit report. No credit card information will be required to sign up so you will not need to worry about automatic renewal fees in the future. But that is just a monitoring service and does not protect you from someone opening credit in your name.

Monitor existing credit card and bank accounts closely and be sure to report any suspicious or unknown activity or charges. 

Freeze
For best protection, place a freeze on your information on all three credit bureau sites

  • The online process will take 5 – 10 minutes at each site. It is free for South Carolinians and all 3 sites are user friendly and will walk you through the various options.
     
  • Note: It is important to keep your passwords for the 3 credit bureau sites in a safe place. You will need to unfreeze your file when you apply for credit in the future.
     
  • Freezing at only 1 site does not protect you. If you choose to freeze your credit you should do so at all 3 sites.
     

Password Protect
We recommend putting a unique password on your CPM account to use for ID authentication when you call into our Contact Center. The hackers may have your social security number and date of birth but they won’t have your CPM password.