SAVINGS
Rates last updated: July 1, 2008
All advertised rates are subject to change without notice.
NOTICE: The Patriot's Act of 2001 obligates all persons seeking to open an account to fully comply with the identity verification requirements of the Bank Secrecy Act, as amended from time to time.
| DEPOSIT ACCOUNTS |
| Account Type |
Balance |
Dividend Rate |
Annual Percentage Yield |
| Share (Savings) |
0.00 |
0.50% |
0.50% |
|
|
|
| Share Draft (Checking) |
$200.00+ |
.30% |
.30% |
| Money Market |
$200.00-1999.00 |
.30% |
.30% |
| $2000.00+ |
1.24% |
1.25% |
Super Duper
Money Market |
$200.00-1999.99 |
.30% |
.30% |
| $2000.00-14,999.99 |
1.24% |
1.25% |
| $15,000.00+ |
2.47% |
2.50% |
| Christmas Club |
$0.00 |
.50% |
.50% |
| Thrifty ShareDraft (Checking) |
No Minimum Balance |
No Dividends Paid |
No Fees Charged Except Cost to Print Checks |
| $25.00 minimum balance is required to maintain a Share (savings) Account. Dividends on Share (savings) Accounts and Share Draft (checking) Accounts are earned on the average daily balance and posted quarterly. Dividends on Money Market and Super Duper Money Market Accounts are earned on the average daily balance and posted monthly. Rates listed above are subject to change after the account is opened. Certain fees may apply and may reduce earnings. |
| » Click HERE for fee schedule. |
| CERTIFICATE RATES |
| Term |
Dividend Rate |
Annual Percentage Yield |
| 3 Months |
1.79% |
1.80% |
| 6 Months |
2.23% |
2.25% |
| 12 Months |
2.47% |
2.50% |
| 24 Months |
2.72% |
2.75% |
| 36 Months |
3.11% |
3.15% |
| 48 Months |
3.26% |
3.30% |
| 60 Months |
3.45% |
3.50% |
| IRA CERTIFICATES |
| Term |
Dividend Rate |
Annual Percentage Yield |
| 12 Months |
2.47% |
2.50% |
| 24 Months |
2.72% |
2.75% |
| 36 Months |
3.11% |
3.15% |
Share (savings) IRA
No minimum balance |
.75% |
.75% |
| Minimum deposit for IRA Certificate Accounts - $250.00 |
Rates are fixed for the term of the Account. |
A Penalty may be imposed for early withdrawal. |
| Members over 55 years of age will have .25% added to the above rates. New certificates greater than $50,000 will receive an additional .25%. |
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