LOANS
Rates last updated: August 22, 2008
"As Low As" rates listed below are our best rates based on approved credit; actual rate offered may be higher depending upon applicant's credit rating and other underwriting factors. All advertised rates are subject to change without notice.
| FIXED RATE - OPEN END - CONSUMER LOANS |
| Type |
Term |
Annual Percentage Rate |
| New Autos (New Vehicles Are Either Current or previous year auto with less that 12,000 miles.) |
Up to 60 months |
As Low As 5.15% |
| 61 - 66 months, 67-72 months |
Add .25% to listed rate 2003 and newer, Add .75% to listed rate 2005 and newer |
| Used Autos |
Up to 60 months |
As Low As 5.15% |
| New Motor Homes |
36 months |
As Low As 6.50% |
| 60 months |
As Low As 6.75% |
| 120 months |
As Low As 7.15% |
| Used Motor Homes |
Up to 84 months |
As Low As 8.25% |
| New Mobile Homes |
|
As Low As 8.00% |
| Used Mobile Homes |
|
As Low As 9.00% |
| New Travel Trailers |
|
As Low As 7.75% |
| New Four Wheeler |
|
As Low As 7.00% |
| New Appliances |
New Only |
As Low As 10.00% |
| Home Furnishings |
New Only |
As Low As 10.00% |
| New Computers |
24 months |
As Low As 5.50% |
| New Farm Equipment |
Up to 60 months |
As Low As 9.00% |
| Used Farm Equipment |
36 months |
As Low As 10.00% |
| New Marine Equipment |
Up to 60 months |
As Low As 6.00% |
| Up to 84 months |
As Low As 6.50% |
| Used Marine Equipment |
Up to 60 months |
As Low As 6.25% |
| Personal |
|
As Low As 10.00% |
| Overdraft |
|
16.5% |
| New Motorcycles |
Up to 60 months |
As Low As 6.00% |
| Used Motorcycles |
Up to 48 months |
As Low As 7.00% |
| Shares - Secured |
|
6.00% |
| Certificate - Secured |
|
2.00% Greater Than Certificate Earning |
NADA Guides
To get new and used car prices and information at NADAguides.com, click HERE. It's fast, easy and free!
Carfax Vehicle History Reports
Want to know the truth about that used car before you make a purchase decision? A Carfax Vehicle History Report can tell you if the Carfax database has identified any other these problems on your next used vehicle:
- Flood damage title
- Salvaged and rebuilt title
- Odometer rollback
- Manufacturer buy back (lemon) title
» Click HERE to submit an online consumer loan application.
VISA
For more credit card information, click HERE.
| Card Type |
Fees |
APR |
Payment |
| Visa Classic |
No Annual Fee |
12.88% APR |
Payment is 2% of balance with minimum of $10.00 |
Visa Gold
with option of Cash Back or Bonus Points Program |
No Annual Fee |
*4.00% above Prime Rate
9.00% as of 7/21/08 |
Payment is 2% of balance with minimum of $10.00 |
Visa Platinum
with Bonus Points Program |
No Annual Fee |
**2.00% above Prime Rate
7.00% as of 07/21/08 |
Payment is 2% of balance with minimum of $10.00 |
APR = Annual Percentage Rate
* Rate on Gold Card is a variable rate and changes quarterly.
** Rate on Platinum Card is a variable rate and changes quarterly. |
|
Method for computing the balance for purchases is the Average Daily Balance (including new purchases). |
| Over-the-limit fee is $25.00. Return check fee is $25.00. Late payment fee is 5% of amount delinquent. |
eZCardInfo
Click HERE to get your Visa statement and pay your Visa payment online.
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